First Time Homebuyer

Special financing for

First Time Homebuyers

Picture a place that's uniquely yours. Your vision, your style, your home. Our First Time Homebuyer Program makes homeownership accessible and affordable, requiring as little as 3% down for those looking to buy their first home. It's more than a loan, it's your first step into a house that’s truly yours.

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97% FINANCING

Traditional mortgage lenders require you to pay 5-20% of the house’s purchase price upfront. With the First Time Homebuyer Program, you only pay 3%*.

NO PMI

The reason people put 20% down is to avoid paying private mortgage insurance (PMI) fees. With the First Time Homebuyer Program, you can skip the fee without needing a ton of cash upfront

LOW FIXED RATES

Unlike a bank, our profits go right back to you in the form of better rates and lower fees.